Card Services

Debit Cards

  • Debit Cards are used like a credit card

  • Funds come directly out of your checking account
  • Usable at ATM machines for cash, inquiries and transfers
  • Daily limit of $1,000 at point of sale

  • Daily limit $500 cash withdrawal.

  • Digital Wallet compatible:

 

Google Wallet  Apple Pay  Samsung Pay

Applications are available at the bank or by clicking here. 

Complete and return to: 

Home Trust & Savings Bank

PO Box 150, Osage, Iowa 50461


YOUR NEW DEBIT CARD NOW SUPPORTS CONTACTLESS TRANSACTIONS!

Contactless means you don't have to insert your card into the terminal and wait.

HOW TO USE YOUR CONTACTLESS CARD:

  • Look for the contactless symbol on the payment terminal.
  • Tap your card.
    • Wait for the beep or green light before removing your card.
  • You can put your card away - you won't need it again.
    • Follow any on screen instructions
  • You might be asked to enter your PIN or sign.


Visa Credit Card through Home Trust & Savings Bank


Personal Credit Cards:
  • Visa® Platinum Cash Rewards
    • Earn 1% cash rewards on all transactions
    • 14.49% APR for purchases, balance transfers, and cash advances
    • $0 annual fee
    • Terms & Conditions
 
  • Visa® Platinum Rewards
    • Earn 1 point for every dollar spent on all transactions
    • 12.99% APR for purchases, balance transfers, and cash advances
    • $0 annual fee
    • Terms & Conditions
 
  • Visa® Platinum
    • Leave your card at home - Apple Pay, Google Pay™, and Samsung Pay enabled
    • 10.99% APR for purchases, balance transfers and cash advances
    • $0 annual fee
    • Terms & Conditions

Business Credit Cards:
  • Visa® Platinum Business Rewards
    • Earn 1 point for every dollar spent on all transactions
    • 13.50% for purchases (Current Prime Rate + 8%).  This APR will vary with the market based on the Prime Rate
    • $25 annual fee
    • Terms & Conditions
 
  • Visa® Platinum Business
    • Leave your card at home - Apple Pay, Google Pay™, and Samsung Pay enabled
    • 13.50% for purchases (Current Prime Rate + 8%).  This APR will vary with the market based on the Prime Rate
    • $0 annual fee
    • Terms & Conditions